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The contribution for this Takaful may varies individually depending on specialities, limit of liability, claim experience, and other underwriting considerations.

Payment made to Syarikat Takaful Malaysia Am Berhad via Online Transfer, or via Credit Card using payment gateway.

When can I apply for APC next year?For APC application, you may : – Updated on 1 July Apply now. Coverage starts on 1/1/2021 until 31/12/2021

Full 1 year coverage, or Minimum 6 month coverage, with period end by 31st December each year.Any coverage less than ONE year, will be prorated and extend to next year.

If there is no claim or alleged claim against you before application, we will confirm acceptance to you within 3 working days of receipt via email stating the effective date of cover. Please call us if you fail to hear from us within a week of your application.

When we receive your application, we will respond to you within 2 working days as follows:

We will acknowlege the receipt of the application documents. If your takaful application is acceptable, we will confirm cover on the same day. The certificate will be issued after your payment has been cleared.

Please contact us if you fail to hear from us within a week of your email or postage.

In the event of a claim or if you are aware of a potential claim, please notify claim manager of Syarikat Takaful Malaysia Am Berhad.

If there is a claim or alleged claim against me before application, will my application be accepted?

This will be treated separately. We will need the claim and/or alleged claim details and may propose an offer with certain terms and conditions.

You may choose one from below:

Option 1 : RM250,000 any one claim and in the aggregate

Option 2 : RM500,000 any one claim and in the aggregate

Option 3 : RM1,000,000 any one claim and in the aggregate

Option 4 : RM1,500,000 any one claim and in the aggregate

Option 5 : RM2,000,000 any one claim and in the aggregate

Option 6 : RM3,000,000 any one claim and in the aggregate

Option 7 : RM5,000,000 any one claim and in the aggregate Limit of liability differs according to nature of services.

No, having your own takaful coverage does not make you a more likely target for a lawsuit. When something happens and a patient is injured, most lawyers will name everyone who was involved in the patients’ care in the lawsuit—whether you have your own coverage or not.